Rate risk simulator
An ARM's lower intro rate is appealing, but the rate can adjust afterward. See what your payment looks like if rates move against you.
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Fixed P&I
$3,792
ARM intro P&I
$3,501
$291/mo lower
After 2.00% shock
$4,298
7.75% rate
First five years total, fixed: $227,544 · ARM (with shock): $210,086.