Where quote requests are covered.
Quote requests are accepted nationwide. Coverage is deepest in the focus markets — California, Washington, Arizona, Florida, and Texas — and requests from other states are handled as licensed coverage allows.
Focus markets
The states where coverage is deepest and quotes turn around fastest.
California
CAConforming, jumbo, FHA, VA, and DSCR. Strong investor coverage in the Bay Area, LA, and San Diego.
Washington
WAGreater Seattle, Tacoma, and Bellingham. Conventional, jumbo, and VA expertise.
Arizona
AZPhoenix, Scottsdale, Tucson. Strong second-home and investor financing.
Florida
FLMiami, Tampa, Orlando, Jacksonville. Snowbird, second-home, and short-term-rental DSCR loans.
Texas
TXAustin, Dallas, Houston, San Antonio. Conventional, jumbo, and 1099 self-employed programs.
Other states
Requests from states outside the focus list are handled as licensed coverage allows. Expect a slower turnaround than in focus markets — we'll tell you up front if your state can't be served yet.
- · An active NMLS license in the state they serve.
- · A written quote — rate, APR, and itemized costs — never a verbal teaser.
- · No pay-for-placement. Requests are matched on fit, not on who paid.