Loan comparison
Compare up to three loan scenarios side by side. Useful for choosing between 15-year and 30-year, weighing points-vs-no-points, or evaluating different lender quotes.
Scenarios
Home price
$
Down payment
$
Rate
%
Term (years)
Property tax
%
Insurance / yr
$
Home price
$
Down payment
$
Rate
%
Term (years)
Property tax
%
Insurance / yr
$
Side-by-side
| Metric | 30-year fixed | 15-year fixed |
|---|---|---|
| Loan amount | $600,000 | $600,000 |
| Monthly P&I | $3,792 | $4,982 |
| Monthly PITI | $4,667 | $5,857 |
| Total interest | $765,267 | $296,843 |
| Total paid | $1,365,267 | $896,843 |
All amounts in nominal dollars over the full term, no inflation adjustment.