Debt consolidation

Combine credit cards, auto loans, and other balances into a single fixed-rate home equity loan or cash-out refinance. See the monthly and lifetime impact.

Current debts

Name

Balance

Rate

Monthly

New consolidation loan

New interest rate

New term

Monthly savings

$565

Lower combined monthly payment

Current total balance

$30,700

Weighted avg rate

14.95%

New monthly payment

$285

Lifetime interest delta

-$20,287

Related tools

Owning

Home Equity

Track equity and the size of a borrowable line.

Open

Owning

HELOC Calculator

Available line, draw period, and repayment schedule.

Open

Owning

Refinance

Monthly savings, break-even, and lifetime impact.

Open

Owning

Equity Unlock Advisor

HELOC vs. cash-out vs. home equity loan, by use case.

Open

Get a written quote from a licensed broker

Free, no credit pull. One business day turnaround.

First name

Last name

Phone

Property address

Loan type

Purchase preview

Est. purchase rate (FRED 30-yr fixed)

Loan amount

Default: 80% of price

Down payment

0.0% of price

P&I / mo

$0/mo

At 6.85% · 30 yr

Fill in property value to see your estimated purchase payment.

Loan amount

Property value

Current mortgage balance(if any)

Annual income

Break out by source so the broker routes you to lenders that underwrite each. Leave at 0 if not applicable.

W-2

Self-employed / 1099

Rental

Retirement / pension

Property type

Optional, speeds up your quoteExpand

Credit score range

Employment

Occupation (optional)

Best time to call

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