DSCR (Debt Service Coverage Ratio) is the standard metric for qualifying investor loans without W-2 income. Most lenders look for 1.0–1.25 minimum.
Tax, insurance, repairs, mgmt; not debt
DSCR loans usually require 1.0–1.25 minimum to qualify, with the best terms above 1.25. Below 1.0 means the property's NOI doesn't cover its own debt.
Cap rate, cash-on-cash, and total return on a rental.
Year-by-year cash flow, equity, and total return.
Buy, rehab, rent, refinance, repeat, modeled.
Aggregate value, debt, equity, and DSCR across rentals.