DSCR calculator
DSCR (Debt Service Coverage Ratio) is the standard metric for qualifying investor loans without W-2 income. Most lenders look for 1.0–1.25 minimum.
Your locationdetecting...
$
$
Tax, insurance, repairs, mgmt; not debt
$
DSCR
1.16
ok
Monthly NOI
$2,550
Annual NOI
$30,600
DSCR loans usually require 1.0–1.25 minimum to qualify, with the best terms above 1.25. Below 1.0 means the property's NOI doesn't cover its own debt.
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