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SnugRate does not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status. We comply with the Fair Housing Act.

Calculators are educational. Results are estimates and not commitments to lend. Actual rates, fees, and qualification depend on credit, property, and program. Advertised rates, if any, do not reflect all applicable fees and program-specific loan-level pricing adjustments and are not a commitment to lend. All loan terms are subject to underwriting approval, verification of income and assets, and appraisal of the subject property. Rates and program availability may vary based on the state or region in which the financed property is located. This is not a credit decision, an offer, or a commitment to lend. Program restrictions apply.

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Tools/Investment ROI calculator

Investment ROI calculator

Run cap rate, year-one cash-on-cash, and an approximate IRR on a rental property given purchase, financing, and operating assumptions.

Your locationdetecting...

Purchase price

$

Closing costs

$

Rehab budget

$

Down payment

%

Interest rate

%

Monthly rent

$

Vacancy

%

Operating expenses / mo

$

Property tax, insurance, repairs, mgmt

Annual appreciation

%

Years held

Cap rate

6.33%

Cash-on-cash (year 1)

0.13%

Approx. IRR

7.82%

Total cash in

$139,500

Monthly cash flow

$15

Annual cash flow

$182

Total return (10 yrs)

$156,580

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Aggregate value, debt, equity, and DSCR across rentals.